November 2025 BAWB Monthly Meeting - BAWB - Bay Area Wealth Builders

November 2025 BAWB Monthly Meeting

November 20th, 2025
This will be a LIVE IN PERSON MEETING
6:30 Pm Free Pizza and Networking Begins – So Come Early if you can
7:00 Pm Promptly the Formal Meeting starts and ends by approx. 9:00 Pm

AFFORDABILITY

We Keep Hearing about AFFORDABILITY
Record Stock Market Gains, Tariff Dividend Checks, 50 Year Mortgages,
Will AI take away jobs, a Frothy Real Estate Market, A weakening Dollar, etc.

Even though inflation numbers have come down in recent years, prices are clearly still at
very elevated levels, which, when combined with elevated debt levels for consumers and
households, is making it harder and harder for many lower- and middle-class Americans
to get ahead financially.

The American consumer is under severe pressure,with WEAK demand impacting sectors
like used cars, restaurants, and HOUSING, signaling broader economic risks.
The Result for Many; RISING BEARISH SENTIMENT

Affordability remains a significant constraint for Homebuyers
Although home values have declined in roughly half of the major metro areas
over the past year, Prices remain well above Pre-Pandemic levels.

The BIG QUESTION – How LONG will that last?

Are YOU Ready to Pivot, Adapt, Survive and Thrive?

Nothing moves in a straight line forever, especially house prices.
Housing almost everywhere has been appreciating for well over the past decade. This has created speculative fortunes for thousands of new millionaires. The reason for this is overall economic prosperity produced by a rare combination of what started out as low inflation coupled with artificially low interest and income tax rates that were at historically LOW levels. Those circumstances continued to changed post pandemic and have been skewed with DEMAND for housing far outpacing SUPPLY.

And NOW they are Changing Again!

Some say we are in one of the most Fragile of Real Estate markets in 15 Years
A Market trying to figure out WHERE it is between FEAR and GREED!

How long can this frothy housing market continue?
Unlike the stock market, which boomed, then crashed and burned, wiping
out a trillion dollars of wealth, its back along with CRAZY real estate values.

Are we really in a recession that no one wants to call a recession
Is a so-called “housing bubble” more myth than fact?

How will stubbornly persistent inflation, taxes, and interest rates affect the
current housing market and future prospects of full time investors?

What new strategies will come into play in the coming years?

Every change in the market creates NEW opportunities for those who have the
required knowledge and skills and are prepared to exploit them. Do you?

Do not miss this opportunity to find ways to position yourself for any
Scenario the FUTURE might present

Join us for this insightful discussion…Our FINAL MEETING of 2025